Sheet 01 · Employee Benefits
Employee Benefits
Benefits strategy, brokerage and HR support for employers of every size. A local team runs the relationship and brings in national specialists when the work calls for them.
Solutions, grouped the way the work is done
Every employer’s program is different. These are the areas the practice covers, grouped by how the team approaches them.
9 solutions
Optimized solutions
Plan design and funding built around your workforce and your budget.
- Health plan strategy Plan design, carrier selection and renewal strategy for medical, dental and vision.
- Alternative funding Level-funded, self-funded and other models for employers ready to look past fully insured plans.
- Captives Group captive arrangements in which mid-size employers share risk with peers.
- Pharmacy Pharmacy benefit reviews, contract terms and the drivers of drug spend.
- Voluntary benefits Employee-paid options such as accident, critical illness and hospital coverage.
- Life and disability Group life, short-term and long-term disability programs.
- Absence management Leave policies and programs, coordinated with disability coverage.
- Individual coverage and Medicare Guidance for individuals, retirees and people turning 65.
- International Benefits for employees who live or work outside the United States.
6 solutions
Personal partnerships
Hands-on support for the people who run your benefits and HR.
- HR consulting Policies, handbooks, workforce planning and employee experience.
- Compliance ACA, COBRA, ERISA and plan document support, with legal alerts when rules change.
- Communications Enrollment materials and year-round communication with employees.
- Administration Benefits administration and eligibility support.
- PEO Professional employer organization options for smaller employers.
- Wellbeing Programs that support employee health beyond the plan itself.
4 solutions
National collaboration
Specialists and data from across the country, available to every local team.
- Benchmarking How your plan compares with employers of similar size, industry and region.
- Actuarial Pricing, reserve and funding analysis.
- Population health analytics Claims and health data turned into plan decisions.
- Total program management One coordinated view of plans, vendors and costs.
By business size
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Small business
Plan options, compliance basics and a team that handles renewals, so owners can run the business.
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Middle market
More funding choices, the data to weigh them, and HR support as the workforce grows.
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Large and complex
Multi-state and self-funded programs, analytics, and a specialist for each part of the plan.
A local team, national specialists
Your account team is based near you and knows your market, your carriers and your workforce. When a renewal turns on pharmacy terms, a compliance question or a change in funding, that team brings in the specialists who work on those questions every day, and stays your point of contact.
Next step
Talk to a benefits team
Share your renewal date, your headcount and the states you operate in. The headquarters team will connect you with the people who can help.